Terms	Bank Rate	Our Rate
6 months	4.65%	3.60%
1 year	3.70%	2.54%
2 years	4.20%	2.95%
3 years	4.75%	3.50%
4 years	5.44%	3.89%
5 years	5.79%	3.99%
5 years quick close		3.89%
10 years	6.8%	5.35%
Rates are subject to change without notice and conditional OAC, E&O, some conditions may apply. Qualifying criteria is the Bank of Canada Benchmark Qualifying Rate of 5.79% or contract rate (which ever is higher). As of July 27, 2010.

Variable Rate Term	Our Rates
5 years	2.10% Prime - .65
3 years	2.05% Prime - .70
1 year	2.45% Prime - .30
Bank of Canada Prime Rate is currently at 2.75% As of July 27, 2010.

Register Your Mortgage

We'll make it easy for you; register your home mortgage with us

Choosing your home mortgage might be the most important financial decision you make. Don't assume your current lender will offer you the lowest mortgage rate at renewal time; often renewal forms are sent without enough time for you to shop different rates. Register your mortgage with us to ensure you will be renewing with the lowest rate available to you.

Protect yourself with a 120-day rate hold for your mortgage loan

Let Dale and CaroleAnn do the groundwork for you. And it's easy. Just fill out the following mortgage registration form and you're done. This no obligation, no cost feature will automatically alert us when your current mortgage term is four months from maturity and that's when we will review and analyze all available options. Many lenders offer 120-day rate holds so you can secure the best possible interest rate when your present mortgage term matures.

Mortgage Registration Form

Required Information *
First Name	*
Last Name	*
Email	*
Your Renewal Date	*

Optional Information By providing additional information you will help us provide you with a more comprehensive analysis of your mortgage options on and before your mortgage renewal date.
Mortgage Balance Owing "At the beginning of the current term."
Current Interest Rate Enter the interst rate in a whole number format. For example: 4.56 NOT .0456
Payment
Estimated Value of Your Home
On or before renewal would you be interested in learning more about using the current equity in your home for refinancing, investing, or simply to access more cash?	Yes No
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We serve clients in Kingston, Belleville, Trenton, Cobourg, Port Hope, Peterborough,
Bowmanville, Oshawa, Whitby, Ajax, Pickering, Toronto & other communities
within the Northumberland, GTA and Quinte areas.

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