Fixed Rate Term	Bank Rate	Our Rate
6 month	4.00%	3.49%
1 year	3.00%	2.59%
2 year	3.04%	2.49%
3 year	3.65%	2.75%
4 year	4.64%	2.89%
5 year	5.24%	2.89%
5 year cash back	5.24%	4.85%
7 year	6.35%	3.59%
10 year	6.75%	3.69%
Rates are subject to change without notice and conditional OAC, E&O; some conditions may apply. Qualifying criteria is the Bank of Canada Benchmark Qualifying Rate of 5.14% or contract rate (which ever is higher). As of May 24/13

Variable Rate Term	Our Rate
3 year	Prime -0.10% 2.90%
5 year	Prime - 0.45 2.55%
As of May 24/13 the Bank of Canada Prime Business Rate stands at 3.00%.

Renew Your Mortgage Here and Save

We'll make it easy for you; renew your home mortgage with us

Choosing your home mortgage is one of the most important financial decisions you will make. Don't assume your current lender will offer you the lowest mortgage rate at renewal time; often renewal forms are sent without enough time for you to shop different rates. Register some of your mortgage information with us to ensure you will be renewing with the lowest rate available to you.

Protect yourself with a 120-day rate hold for your mortgage loan

Let Dale and CaroleAnn do the groundwork for you. And it's easy. Just fill out the following mortgage registration form and you're done. This no obligation, no cost feature will automatically alert us when your current mortgage term is four months from maturity and that's when we will review and analyze all available options. Many lenders offer 120-day rate holds so you can secure the best possible interest rate when your present mortgage term matures.

Mortgage Renewal Form

Required Information *
First Name	*
Last Name	*
Email	*
Your Renewal Date	*

Optional Information By providing additional information you will help us provide you with a more comprehensive analysis of your mortgage options on and before your mortgage renewal date.
Mortgage Balance Owing "At the beginning of the current term."
Current Interest Rate Enter the interst rate in a whole number format. For example: 4.56 NOT .0456
Payment
Estimated Value of Your Home
On or before renewal would you be interested in learning more about using the current equity in your home for refinancing, investing, or simply to access more cash?	Yes No
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We serve clients in Kingston, Belleville, Trenton, Cobourg, Port Hope, Peterborough, Lindsay, Bowmanville, Courtice, Oshawa, Whitby, Ajax, Pickering, Toronto & other communities within the Quinte, Northumberland, Kawartha, Durham and GTA areas.

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