Fixed Rate Term	Bank Rate	Our Rate
6 month	4.00%	3.49%
1 year	3.00%	2.69%
2 year	3.04%	2.69%
3 year	3.65%	2.59%
4 year	4.64%	2.89%
5 year	5.24%	2.99%
5 year cash back	5.24%	4.85%
7 year	6.35%	3.59%
10 year	6.75%	3.59%
Rates are subject to change without notice and conditional OAC, E&O; some conditions may apply. Qualifying criteria is the Bank of Canada Benchmark Qualifying Rate of 5.14% or contract rate (which ever is higher). As of June 13/13

Variable Rate Term	Our Rate
3 year	Prime -0.10% 2.90%
5 year	Prime - 0.55 2.45%
As of June 13/13 the Bank of Canada Prime Business Rate stands at 3.00%.

Pre-Approval/Rate Hold

You can fill out our pre-approval/rate hold application by clicking the link below. When you click on the link, the online application will open in a new browser window on a secure website, to ensure that all your personal information remains private and confidential.

Click here for the online pre-approval/rate hold application form

We serve clients in Kingston, Belleville, Trenton, Cobourg, Port Hope, Peterborough, Lindsay, Bowmanville, Courtice, Oshawa, Whitby, Ajax, Pickering, Toronto & other communities within the Quinte, Northumberland, Kawartha, Durham and GTA areas.

Rate Calculators

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